Pest-control specialty
Pest-control insurance requires operational detail.
Treatment work, inspections, chemicals, vehicles and customer property create a specialized combination of exposures.
More than ordinary General Liability
Discuss pesticide application, pollution, fumigation, care-custody-control, completed treatments, inspection reports and any termite or wood-destroying-insect work. Available coverage depends on carrier, policy and endorsements.
Inspection E&O and termite work
A customer may allege that an inspection missed visible evidence or that a report caused a financial loss. When the operator is properly licensed and performs qualifying WDI/WDO work, inspection E&O and termite-related options should be addressed explicitly.
Service fleets and employees
Vehicle schedules, driver controls, technician payroll, seasonal hiring and work in multiple states affect the broader account. Property coverage should consider chemicals, equipment, office contents and tools in vehicles.
Liberty Union is listed by Markel as a Pest Control Specialist Agent. For the agency’s complete pest-control resource, visit InsuranceForPestControl.com.
Operations to disclose
Describe general pest control, termite treatment, WDI/WDO inspections, fumigation, wildlife control, lawn or ornamental spraying, bed-bug work, moisture control and any repair or exclusion work. Explain chemical storage, transportation, application methods, subcontracting and work at food, healthcare, school or government locations.
Coverage conversations for a pest-control account
- General Liability, products and completed operations
- Pesticide application, pollution and transit exposures
- Inspection E&O for reports and alleged missed conditions
- Fumigation and specialized treatment operations
- Commercial Auto, hired and non-owned auto, drivers and service fleets
- Workers’ Compensation and employer liability
- Property, tools, equipment and chemicals
- Umbrella or excess limits
Markel Pest Control Specialist Agent
Markel’s pest-control agency locator lists Liberty Union Insurance Group among its Pest Control Specialist Agents. This describes a specialist designation, not a ranking. Program availability and eligibility depend on underwriting, operations and state.
Explore the agency’s full multi-state resource at InsuranceForPestControl.com.
Ready for the next conversation?