Commercial insurance
Build the account around the operation.
Insurance works better when each policy is considered as part of the same business.
General Liability
Operations, premises, products and completed work.
Commercial Auto
Owned, hired and non-owned vehicle exposures.
Workers’ Compensation
Employee injury and employer liability.
Property & Equipment
Buildings, contents, mobile tools and income.
Umbrella & Excess
Additional limits for severe losses.
Contractors
Job sites, contracts, tools and bonds.
Information that improves a commercial submission
Underwriters commonly need a clear description of operations, locations, annual revenue, payroll, employees, vehicles, drivers, subcontracted work, prior coverage and loss history. Industry-specific questions may also apply.
Complete information helps carriers evaluate the operation consistently and reduces delays caused by follow-up questions.
Coverage is more than a limit
Forms, exclusions, classifications, deductibles, endorsements and carrier appetite matter. We compare these alongside price and explain material differences before you decide.
Ready for the next conversation?