A service truck starts a chain collision.
A distracted driver strikes stopped traffic and several vehicles are damaged. Auto liability limits, umbrella scheduling, driver qualification and loss-control practices all matter.
Claims examples
See how ordinary decisions can become expensive losses.
These fictionalized examples are educational; actual coverage depends on the policy and facts.
Completed work allegedly causes a fire.
Months after a contractor finishes, a customer alleges faulty work caused extensive property damage. Completed-operations wording, exclusions and documentation become central.
A fall changes an employee’s life.
A worker suffers a severe injury requiring surgery and extended rehabilitation. Medical benefits, wage replacement, return-to-work planning and employer liability may all enter the discussion.
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